Health First CO Medicaid Buy In for Working Adults

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  • The Health First Colorado Buy-In Program for Working Adults with Disabilities lets adults with a disability who qualify to “buy-into” Health First Colorado (Colorado’s Medicaid Program). If you work and earn too much to qualify for Health First Colorado you may qualify. If you qualify, you pay a monthly premium. Your monthly premium is based on your gross monthly earned and unearned income after any applicable disregards.

    Who qualifies?

    • You must be between 16 and 64 years old,
    • You must be employed,
    • You must have a qualifying disability. The Social Security Administration (SSA) listings describes what disabilities qualify, and
    • Your income after disregards must be below 450% of the Federal Poverty Level (FPL). For example, you can earn about $9,453 a month and qualify. You may have additional income that is disregarded.
    • Applicants should always complete the Health First Colorado Application to find out if their income qualifies.

    You are not required to apply for SSA disability. If you do not have a current disability determination from the Social Security Administration, fill out the Health First Colorado Disability Application and Medical release form on the How To Apply page. We will determine if you qualify using the Social Security Administration (SSA) listings, without regard to your substantial gainful activity or your ability to work.